Terms and Conditions

These terms and conditions govern your access to and use of the products and services offered by H&A Group. By accessing or using our products and services, you agree to be bound by this Agreement. If you do not agree to these terms, you may not use our products and services.

1. Third-Party Actions

We are not responsible for any actions or decisions made by third-party companies or individuals that are either related or not related to our products and services. We do not guarantee the accuracy, reliability, or completeness of any information provided by these third-party companies, and we are not responsible for any damages or losses that may arise from your use of their products or services.

2. Refunds

We do not accept refunds for accidental or "I changed my mind" purchases. All sales are final, and we do not offer any refunds, returns, or exchanges for our products or services. Please review all information about our products and services carefully before making a purchase. All of our products are rigorously tested before they are dispatched.

3. Genuine Service

Not all of our companies provide a genuine service. We make no representation or warranty as to the reliability, accuracy, or completeness of the information provided by these companies. We do not endorse, promote, or recommend any of our companies for the "service" they "provide", and we do not guarantee that they will provide a satisfactory or genuine service (this doesn't apply to H&A Food, H&A Clothing, H&A Productions, H&A Benevolent Fund, HAMOD, HASF, HASEC, H&A Air Force or H&A Navy).

4. Limitation of Liability

We are not liable for any damages or losses arising from your use of our products and services, including but not limited to direct, indirect, incidental, punitive, and consequential damages. We are not responsible for any content provided by third-party companies or individuals, and we do not endorse, promote, or recommend any of their products or services (subject to change).

5. Changes to Terms and Conditions

We reserve the right to modify or update these terms and conditions at any time, with or without notice. Your continued use of our products and services following any changes to this Agreement constitutes your acceptance of the modified terms and conditions.

By using our products and services, you acknowledge that you have read, understood, and agreed to these terms and conditions. If you have any questions or concerns, please contact us at customerhelp.handagroup@gmail.com.